I'm worried that adding an agent to my HDFC policy now might affect my waiting period benefits or my renewals. Has anyone verified whether HDFC allows this after the policy purchase? I want better claim support without losing my continuity benefits.

I've been investing in mutual funds for a few years, but lately I've noticed irregularities in the distribution of units. Shouldn't more units be distributed in light of the recent decline in the Indian market? How can I confirm how many units I own overall and comprehend the variables affecting allocation in volatile markets?