Almost all the banks give the same rate of interest on RDs but here are the top five banks that are best for opening an RD account: Yes Bank: Provides 7.75% of interest rate. SBI Bank: Provides 7.0% of interest rate. IDFC First Bank: Provides 7.50% of interest rate. Kotak Mahindra Bank: provides 7.10% of interest rate. RBL Bank Bank: provides 7.50% of interest rate. For Senior Citizens: Yes Bank: Provides 8.25% of interest rate. SBI Bank: Provides 7.50% of interest rate. IDFC First Bank: Provides 8% of interest rate. Kotak Mahindra Bank: provides 7.60% of interest rate. RBL Bank : provides 8.0% interest rate.

So considering the state of small-cap mutual funds today, which fund is best for me to invest in?

Hi! Here are the few simple ways to get best deal while purchasing form Tanishq: Some banks provide discounts when you use their Visa Card, so confirm your bank provide an exclusive offers for Tanishq. Choose those credit cards which offers incentives for each rupee you spend. This way you can save money and purchase gift cards. Some website(Amazon, Gyftr) provides discount on gift cards. You can take Tanishq’s Magnus Lifetime card initiative as it gives you 2% rebate on every transaction you make(except on gold), which overtime may add up. Tanishq gives you discount on your new purchase by exchanging your old gold jewelry. It offers discounts on some holidays like Akshaya Tritiya and Diwali.