If you have a consistent income, RD is the most suitable option for you. RD is a good option for beginners likeRD is an excellent choice for those who are just starting their savings journey, asOn the other hand, FD is a one-time deposit scheme that offers a high interest rate, but its flexibility is limited.

So for regular savings, choose RD if you want to start with a low amount, and FD you can choose for a higher interest rate.

So considering the state of small-cap mutual funds today, which fund is best for me to invest in?

Bank of Baroda and Axis Bank offer Rupay credit cards, but linking them to UPI isn't currently supported. Just check with your bank directly to see if there are any planned updates for UPI compatibility.

Hi! Here are the few simple ways to get best deal while purchasing form Tanishq:

Some banks provide discounts when you use their Visa Card, so confirm your bank provide an exclusive offers for Tanishq. Choose those credit cards which offers incentives for each rupee you spend. This way you can save money and purchase gift cards. Some website(Amazon, Gyftr) provides discount on gift cards. You can take Tanishq’s Magnus Lifetime card initiative as it gives you 2% rebate on every transaction you make(except on gold), which overtime may add up. Tanishq gives you discount on your new purchase by exchanging your old gold jewelry. It offers discounts on some holidays like Akshaya Tritiya and Diwali.