Are only Indians able to purchase these coins, or can people from other countries also purchase them?

I took the medical loan but recently paid off my loan and found my credit score dropped by 95 points. That seems like a lot for only one payment. Is this sudden improvement a sign of progress?

I am a college student, and what are the documents or proofs required to open a regular savings account in PNB? What should the Minimum Account Balance (MAB) be for a student? Is there another bank I should consider?