The ₹5,000 crore cap is a good move for small issuers, but how will SEBI protect everyday investors from higher risks? I'm specifically worried about credit quality and liquidity — how do we ensure that someone in a small town doesn't get burned?

@Siddarth If a minor spelling error can delay NEFT payouts, can you tell me how strictly my bank and the freelance platform check the name match? Will a small mistake just delay the payment, or could it actually cause it to fail?

I recently updated my banking information for NEFT payments on a freelance platform. Everything is correct, including the account number and IFSC code. However, there's a minor spelling error in my name, and I'm concerned this might cause issues with receiving payments.

My Axis Bank savings account receives payments from my small online business. Can I convert it to a business current account? What are the key features I'd get? And what happens to the business account if I decide to close my online store?