@Siddarth said in How is Quant Mutual Fund transforming small- and mid-cap investments?:

Mid/Small Cap Stocks (30%): For higher growth potential (and higher risk).

Considering the recent downturn of over 25% in mid and small-cap indices, have I effectively tested whether my 30% allocation can endure a two-year period of market stagnation? I need to know if I can still meet goals such as education or EMIs if growth remains flat for a while.

If long-term SIPs can still turn negative after a bull run followed by a sharp crash, shouldn’t I also evaluate strategies like gradual profit booking, rebalancing, or partially shifting to debt as my goal nears to avoid last-minute downside risk?