Thanks for your reply. But I need a banking solution that simplifies my transactions and provides digital tools. So, if I were to consider the HDFC Bank Smart Up Current Account, would it offer any benefits such as free cash deposits or access to mentoring programs?

I recently established a small food shop, necessitating the opening of a current account at HDFC. I have already applied for a corporate credit card. I wanted to know which current account type I should select.

There are recent changes in the tax regime, so is it still worth investing in NPS? I don't see many tax benefits associated with NPS investments. So it’s better to invest in mutual funds rather than NPS.