Re: Tax on below 12 lakhs.

If crypto gains are taxed at 30%, should we also worry about how losses, transaction fees, and staking income are taxed? These rules can affect the total tax bill, not just the flat rate.

In the new tax regime, if we do trading for a whole year and earn a profit below 12 lakhs, then in that case, will I have to give tax to the government?

I know PPF is a safe bet because of its tax-free returns policy, but I want to know: Do all banks offer the same rate of interest on PPF? Should I choose a bank or Indian Post Office to open my PPF account? I want to earn maximum returns with less hustle.

I am about to buy a house, and for that I need a large down payment. Most of my investments are in equity mutual funds and stocks. I need clarification on a few points: should I sell stocks or mutual funds to cover my down payment, and which option will have the least impact on my future growth?