I’ve only had crypto losses this year, and my total investment is pretty small. Do I really need to report every single transaction on my tax return? I'm wondering if properly declaring these losses now will help protect me from a tax notice or penalties later on, even if I don't owe any tax today.

If the future of cryptocurrency is uncertain, then should we invest in crypto now?

I wanted to start investing in mutual funds with a 7K SIP right now. Which is the best approach? Should I diversify this in 4–5 funds or in the same fund I should invest in? I don't want to take more risk. And in which funds should I invest?

The RBI recently changed policies regarding foreign exchange management, particularly around cryptocurrencies. How are these rules going to affect the Indian bitcoin exchanges, and how difficult is it for them to make sure the RBI stance on crypto assets is followed?