I'm deciding between a Private Limited Company and an LLP for my startup. How do I apply for this? Is it risky to just pick the easiest one to set up? I'm concerned that overlooking long-term taxes, compliance costs, and future investment opportunities could cause problems later.

Suggest to me safe and convenient investment options (apart from RD, mutual funds, or gold) for unexpected medical expenses, as I am unable to have any health insurance. and the healthcare expenditure is increasing day by day.