@Reema Given the high 50% allocation to liquid and debt funds, wouldn’t it be more strategic to use a higher equity allocation initially — perhaps 60% — to maximize long-term growth potential, since ₹5,000 is already reserved for immediate emergencies?

I have an amount of Rs.50,000. Please tell me what you would do if you were in my position. It can be a long-term or short-term strategy — whatever is more profitable; I am flexible in making a choice. I have no idea where to invest my money for profitable returns.