Is a digital-first insurer right for my parents' health needs?

[Sidd001]

Since the 18% GST is gone and there’s no longer an age limit, I’m finally looking to get my parents covered. Should I go with a 'digital-first' insurer like Acko for the speed, or stick with a giant like HDFC ERGO that has a larger hospital network?

[Siddarth]

Acko and similar digital insurers provide speed and low costs, making them perfect for a quick, paperless experience.

Traditional names like HDFC Ergo have extensive hospital networks and a solid history, making them feel safer for covering your parents.

It's advisable to find out which hospitals near you are featured on their cashless list. For parents, having better local support and a reliable claims record often matters more than just saving time.