ICICI vs. HDFC Bank Account

[Yuj]

I'm already using SBI for my salary, but I also need a second account for savings. Between ICICI and HDFC, which offers a better app and more reliable UPI? I’m looking for low balance requirements and a smooth experience without too many daily headaches.

[Reema]

Both ICICI and HDFC are great private banks with solid apps and reliable UPI. ICICI’s app is usually faster and packed with features, making it a favorite among tech-savvy users.

On the other hand, HDFC often has more flexible minimum balance rules compared to ICICI’s newer norms.

If you want a smooth secondary account for daily UPI use without high balance requirements, HDFC is a great choice. However, opt for ICICI if you want the best features.