Is the Atal Pension Yojana (APY) a good investment for the long term , considering a guaranteed pension of ₹5K per month? Is it worth the retirement savings option at this inflation rate?
It gives you a ₹5K pension definitely after you cross 60. It gives you fixed returns, which makes it a suitable option for low-income and unorganized sector workers. It is a government-backed scheme, so it is safe to invest in APY.
