Is the Atal Pension Yojana still worth it in today’s economy?
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I’m reviewing my retirement plan and wondering if the Atal Pension Yojana is still worth it. With prices rising so quickly, will a fixed ₹5,000 pension even be enough to buy groceries in 20 years? Would I be better off investing that money in something like the NPS, where it can actually grow, even if there’s no 'guarantee'?