How do I choose the right insurance?
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If online platforms and bank agents provide me with different premiums and add-ons, should I compare their claim settlement records and garage networks instead of just the price? How can I determine if a higher IDV or add-ons are worth the extra cost?
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Price isn't everything. You should also consider their claims track record and garage network to determine if the service is actually good. Before paying for a higher IDV or extra features, ask yourself if you’ll realistically need them. Spending a bit extra today usually means fewer hassles and lower out-of-pocket costs later on.