How can I manage insurance costs with Grade 2 fatty liver?
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Given my Grade 2 fatty liver and the increased premium from my insurer, would canceling my policy and reapplying later actually save me money? Or might delays result in even higher premiums, stricter requirements, or fewer coverage options?
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@ZoyaKhan_Eats
Since you have Grade 2 fatty liver, exercise caution when canceling and reapplying for insurance, even with the higher cost.Waiting may lead to worse health conditions, resulting in even higher premiums or stricter approval rules later. It is advisable to consult an insurance agent first to fully understand all options and avoid costly long-term decisions.
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You are correct about these long-term health risks. However, with the premium being so high right now, wouldn’t it make sense to cancel and then reapply while things are still good? That way, you could shop around a bit more and maybe snag a better rate before the health situation worsens. What do you think?