Should I prioritize PPF over immediate liquidity needs?
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If starting a PPF early is such a smart long-term move, should young earners still prioritize locking in money for 15 years when they may need liquidity for emergencies, skill building, or early-life financial goals?
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@Ishaan-Reddy Starting a PPF early can benefit you due to compounding and tax-free returns. However, if you're a young earner, you also want to keep some cash on hand for emergencies and skills training. The best move is to find a balance. You can allocate some money to a PPF for growth, but keep some funds in easily accessible savings or short-term options to secure your future. This way, you can ensure a secure future while still being covered for immediate needs.