The RBI has changed the repo rate by 25 basis points, so how is it going to impact the interest rate of T-bills? Is it good for investors to lock their money now or better to wait for potentially higher rates, how does such a boost affect the yield on new T-Bill issuances?

Hi
I have a query regarding crypto taxes.
Suppose I earned some profit after selling the crypto, and I did not transfer the amount to my bank account and kept it in my crypto exchange account. Still, do I have to pay the tax? Is there any way to avoid the tax?

My wife and I are living in a rented apartment in Surat. We both are working and earning very well. And together, we have pretty good savings because of our early investments in mutual funds and savings.

Now we want to expand our family. But before that we want our house in this city. Other than my ancestral house, I have one apartment in my hometown. We are not in a mood to shift to that apartment in the future.

So I have a few queries:

1. Should I sell that apartment and buy a new flat here, or should I buy a property and build a house on it?
2. Should I wait for some time before buying any property?
3. What factors should I consider before investing in any property?