Since the 18% GST is gone and there’s no longer an age limit, I’m finally looking to get my parents covered. Should I go with a 'digital-first' insurer like Acko for the speed, or stick with a giant like HDFC ERGO that has a larger hospital network?

I have an SBI bank account already, so can I upgrade my account to access YONO business service? And what specific entities or businesses are eligible for YONO Business?