Well, relying solely on major exchanges for USDT comes with risks, such as security breaches and regulatory issues.

To protect your assets, consider using multiple storage options — like exchanges, hardware wallets, and decentralized platforms. Additionally, enable two-factor authentication (2FA) and stay informed about security measures and regulations.

You need Identity Proof (Voter Id, Aadhar Card, PAN Card etc.), Address proof, Land Ownership proof, and financial records, such as credit reports or income statements. These are the documents you need to submit while applying for an agricultural loan. You have at least 5 acres of cultivation land and around ₹1.5 lakh of annual income for an agricultural loan.

For good customer service and excellent net banking service, you can consider opening a secondary savings account at either Axis Bank, HDFC Bank, or Kotak Bank. These banks also give you the facility to maintain the minimum balance in your account.