Loans

SBI and HDFC banks are very popular banks for providing home loans because of their affordable interest rates and easy application process. SBI offers the lowest interest rates, and HDFC gives the flexible repayment options and good customer service. Before applying for the loans, make the following things clear in your mind:

Understand your eligibility criteria, like income and age.

Don’t just focus on interest rates; also focus on processing fees, prepayment charges, and other terms.

Maintain a good credit score; it will help you to get a lower interest rate.

It’s better to compare all the offers from different banks and then choose wisely.

For a perfect road trip, you should choose those cars that have good mileage, lots of space and give you extra comfort for long drives. For that, you should consider buying compact SUVs like Tata Nexon, Kia Sonet, or Creta. All these cars have good qualities as well as perfectly fit into your budget. These cars offer you a good balance between city driving and highway performance, which is perfect for you.

There are numerous banks that offer educational loans. SBI, HDFC, and Axis Bank are the best banks for educational loans. 
The interest rate depends on the amount of the loan and the type of course which you will do. 
Most banks offer flexible repayment terms, which usually start within 6–12 months after the course's completion..
There are some banks that provide zero processing fees or discounts on interest rates for particular courses. Each bank has different penalties, and the best way to find out is to visit the bank.

You can get a car loan on an already registered car from another state, but the process of getting the car loan might be different from different banks. Before granting you a car loan, most banks require a NOC for the re-registration of your car in your state, along with other documents such as valid ID proof, address proof, and income proof. It's better to visit a bank directly to understand their requirements.

To get the maximum savings and benefits on your ICICI home loan, look into Flexi options offered by ICICI, this helps you prepay without impacting your ECS.

For daily interest, you can contact ICICI or can check online banking for your loan account details. The bank will provide you with daily interest calculation details.

To know the EMI breakdown, your loan agreement shows you the EMI breakdown (principal+ interest).There are usually no charges for paying within the due date.