Mutual Funds

Motilal Oswal Midcap could be a good midcap investment option for you as it can diversify your portfolio of midcap stocks and offer possible growth.

Nippon India Nifty SmallCap would keep you mainly invested in small-cap stocks, which usually carry higher risk and may not give you balanced growth that midcap funds offer.

You can invest in the same type of mutual fund from different companies. With this method, you can diversify your investments with a low-risk factor. But before investing, make sure each fund can match your goals.

Thanks for the suggestion. I know FDs are a safe option but offer low returns. And the average inflation rate is higher than that of FDs. So is it still a good option to invest in FDs, or are there other plans with better returns and inflation protection?

So considering the state of small-cap mutual funds today, which fund is best for me to invest in?