@Ro_Code said in How is Quant Mutual Fund transforming small- and mid-cap investments?:

Quant MF is investing more in PSU banks and NBFCs and is starting new small and mid-cap funds. Is it risky to follow this trend now because of the market's ups and downs? How can I balance their aggressive approach with India's current regulations without taking on too much debt?

It’s smart not to just follow the crowd here. PSU banks and NBFCs move in cycles, and those new small-cap funds can be a wild ride. Instead of jumping in blindly, try balancing things out with large-cap or hybrid funds that offer more stability.

Before you start investing, it's advisable to maintain 3–6 months' worth of expenses in a readily accessible emergency fund. This acts as your safety net so you never have to borrow money to cover a crisis.

By focusing on your long-term goals and what you’re actually comfortable with, you won't get distracted by short-term market noise.