NPS or PPF, which one is better?

[Rumi]

Does the potential for higher, market-linked returns and greater tax savings with NPS consistently make it a better primary retirement plan than the safer, but potentially lower-yielding, PPF for everyone?

[Reema]

For NPS retirement, invest in equity funds early for growth, then switch to debt funds in your late 40s for safety. PPF's 80C benefit is gone in the new tax regime. Your best option depends on your goals and risk appetite.