Confused about NPS changes?
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I see new NPS schemes and NAVs listed starting in October, but I still can't switch. Is the rollout for CRAs paused, or is there a deadline or rule stopping me from switching accounts?
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So, the reason you're noticing those NAVs but can't make a switch is because of the new rules that kick in from October 2025. The NPS allows multiple schemes under one PRAN and focuses on equity, but switching requires a long 15-year wait. It’s not that the switch is broken; it’s just that the new rules don’t let you make quick changes if you’re coming from the old setup. For now, it’s more of a ‘just hang tight’ kind of thing.