Your travel insurance may cover missed connections, depending on the specific terms of your policy. If your policy covers "missed departure" or "trip interruption" due to unexpected events, then only you can claim for insurance.
To understand better, it's better to talk to your insurer.

For so many, SGBs have proven to be a beneficial investments. This is a long run investment, and they give a consistent return and good protection against inflation. You can combine SGBs as a part of a diversified portfolio.

I have not invested in SGBs yet, but I would invest a moderate portion, around 10% of my investment portfolio.

In my cred wallet, i have around 1 lac coins which I want to use now. I checked the products list on the app bit all the products seems luxury. If anyone has used the points, where have they been used? I would be grateful to learn any tips or strategies for increasing my cred.

The HDFC Bank Platinum Plus Credit Card provides wide range of benefits and cashback offers for bill payments and for online shopping.

For online shopping. you can earn 3 reward points for every Rs. 150 you spend.
For online bill payment, there is an PayZapp (HDFC Bank’s app), where you can get a cashback and good offers.

To get the more accurate information, its better to check the official website of HDFC Bank.

SBI Bank currently offers a 2.70 to 2.75% interest rate on savings accounts per year. Your account balance determines the interest rate on your savings account. SBI bank can revise the interest rates from time to time, so it’s better to check the interest rate on their official website: https://sbi.co.in/web/interest-rates/interest-rates/deposit-rates