There are so many brokerage firms available in India. Zerodha, Groww, Upstox, and ICICI Direct are some examples. For mutual fund investments, prioritize firms with user-friendly platforms, low or no commission, extensive fund options, and strong customer support. Compare features, fees, and reviews to find the best fit.

PNB offers mainly five types of credit cards:

PNB RuPay Credit Cards: These cards often focus on shopping, travel, and rewards, with benefits like reward points, lounge access, and insurance coverage. Based upon your requirement, you can get 3 different variants of this card: PNB RuPay Platinum Card, PNB RuPay Select Card, and PNB RuPay Millennial Card.

PNB VISA Credit Cards: These are all-purpose cards suitable for shopping, dining, travel, and fuel. This includes PNB Visa Classic Card, PNB Visa Gold Card, PNB Visa Platinum Card, and PNB Visa Signature Card variants. These cards have higher reward points.

PNB Rakshak RuPay credit cards: Only defense personnel are eligible for Rakshak RuPay credit cards, which offer advantages including insurance coverage, high reward points, and lounge access. PNB Rakshak RuPay Platinum Card and PNB Rakshak RuPay Select Card are the two variants of this card.

Co-Branded Credit Cards (PNB Patanjali RuPay Cards): offering additional cashback and benefits at Patanjali stores. The variants include the PNB Patanjali RuPay Platinum Card, PNB Patanjali RuPay Select Card, and PNB EMT RuPay Card, which provides travel-related benefits.

Specialized Credit Cards: PNB Wave & Pay Credit Card provides contactless payments for quick and secure transactions.

Your travel insurance may cover missed connections, depending on the specific terms of your policy. If your policy covers "missed departure" or "trip interruption" due to unexpected events, then only you can claim for insurance.
To understand better, it's better to talk to your insurer.

For so many, SGBs have proven to be a beneficial investments. This is a long run investment, and they give a consistent return and good protection against inflation. You can combine SGBs as a part of a diversified portfolio.

I have not invested in SGBs yet, but I would invest a moderate portion, around 10% of my investment portfolio.

In my cred wallet, i have around 1 lac coins which I want to use now. I checked the products list on the app bit all the products seems luxury. If anyone has used the points, where have they been used? I would be grateful to learn any tips or strategies for increasing my cred.

The HDFC Bank Platinum Plus Credit Card provides wide range of benefits and cashback offers for bill payments and for online shopping.

For online shopping. you can earn 3 reward points for every Rs. 150 you spend.
For online bill payment, there is an PayZapp (HDFC Bank’s app), where you can get a cashback and good offers.

To get the more accurate information, its better to check the official website of HDFC Bank.

SBI Bank currently offers a 2.70 to 2.75% interest rate on savings accounts per year. Your account balance determines the interest rate on your savings account. SBI bank can revise the interest rates from time to time, so it’s better to check the interest rate on their official website: https://sbi.co.in/web/interest-rates/interest-rates/deposit-rates