I totally understand the confusion. Since rates are near their peak, trying to time the market perfectly is really tough. Rather than waiting for the "perfect" time, consider gradually putting your money into government bonds or gilt funds via an SIP.

This way, you can average out the returns and lower your risk. If rates drop, you win; if they rise, you can simply buy more. Don't miss out by staying on the sidelines.

The Sukanya Samriddhi Yojana (SSY), a government-backed scheme, is specifically designed to secure the financial future of girl children. It provides attractive benefits.

It gives you even more interest rates than FDs, and the maturity amount will be tax-free. You can deposit a minimum of ₹250 and a maximum of ₹1.5 lakh per year. There is a lock-in period of 21 years, but once your daughter turns 18, you can withdraw the partial amount for higher studies.

This is the excellent and profitable scheme run by the government of India; definitely, you should think about this.

Bitcoin is legal in India, but the government of India has yet to recognize it as an official payment method. The present law does not support their usage for daily transactions. More than as a payment option, people use Bitcoin for investment purposes. But it is uncertain whether the government will acknowledge bitcoin as a payment option in the future or not.

This is a technology issue with Amazon and Gpay. As you said, you spoke with Amazon and Gpay, but their responses were unsatisfactory. File a complaint on the National Consumer Helpline (NCH) website ([email protected]) or call on their toll-free number 1800-11-4000 or 1915.

You can get a car loan on an already registered car from another state, but the process of getting the car loan might be different from different banks. Before granting you a car loan, most banks require a NOC for the re-registration of your car in your state, along with other documents such as valid ID proof, address proof, and income proof. It's better to visit a bank directly to understand their requirements.