The ₹5,000 crore cap is a good move for small issuers, but how will SEBI protect everyday investors from higher risks? I'm specifically worried about credit quality and liquidity — how do we ensure that someone in a small town doesn't get burned?
Flexi-savings and liquid funds look great on paper, but are they actually better for emergencies? I’m trying to figure out if the higher returns are worth the trade-offs in terms of taxes and exit rules. I just want to make sure my money is truly accessible.
@Reema Are multi-currency cards actually better than a good zero-markup credit card? They sound great for exchange rates, but I’m worried about hidden fees and whether they’re accepted everywhere. Has anyone compared the two in terms of ATM costs or getting a refund if a trip goes sideways?
@Siddarth If a minor spelling error can delay NEFT payouts, can you tell me how strictly my bank and the freelance platform check the name match? Will a small mistake just delay the payment, or could it actually cause it to fail?
