You need to update your SBI account to access YONO business services, but for that you'll need to register your existing account for corporate internet banking through the YONO Business portal or by visiting your SBI branch. It's available for proprietors, partnerships, companies, and other registered business entities with valid KYC.

Yes, the BHIM app offers features like transaction history and QR code payments. There is a new updated version, BHIM 3.0. This update includes BHIM Vega, which lets you pay directly within apps. Additionally, it may have features to assist merchants in better viewing and comprehending their transactions.

PNB offers mainly five types of credit cards:

PNB RuPay Credit Cards: These cards often focus on shopping, travel, and rewards, with benefits like reward points, lounge access, and insurance coverage. Based upon your requirement, you can get 3 different variants of this card: PNB RuPay Platinum Card, PNB RuPay Select Card, and PNB RuPay Millennial Card.

PNB VISA Credit Cards: These are all-purpose cards suitable for shopping, dining, travel, and fuel. This includes PNB Visa Classic Card, PNB Visa Gold Card, PNB Visa Platinum Card, and PNB Visa Signature Card variants. These cards have higher reward points.

PNB Rakshak RuPay credit cards: Only defense personnel are eligible for Rakshak RuPay credit cards, which offer advantages including insurance coverage, high reward points, and lounge access. PNB Rakshak RuPay Platinum Card and PNB Rakshak RuPay Select Card are the two variants of this card.

Co-Branded Credit Cards (PNB Patanjali RuPay Cards): offering additional cashback and benefits at Patanjali stores. The variants include the PNB Patanjali RuPay Platinum Card, PNB Patanjali RuPay Select Card, and PNB EMT RuPay Card, which provides travel-related benefits.

Specialized Credit Cards: PNB Wave & Pay Credit Card provides contactless payments for quick and secure transactions.

The Indian government backs T-bills, making them a safe investment for short-term parking. Currently, T-bills offer 6.9% returns, and FD offers 6–7% only. While FD interest is fully taxable, T-bills offer discounted returns.

To get an accurate house value, use professional appraisals, check online valuation tools, and compare recent sales of similar properties. Consider market trends, location quality, and property condition to ensure a smart long-term investment.

Hii,
I am a senior citizen. In the old tax regime, there were special advantages in tax rates for senior citizens. Does the new tax regime allow any special exemption for interest earned by senior citizens from savings or fixed deposits? Are deductions on medical insurance premiums still available for senior citizens in the new tax regime?

Yes, you can register your online wooden furniture business based on your business structure. You can do the basic registration yourself online.
GST registration is also required if your turnover is more than ₹40 lakhs (₹20 lakhs for some special category states). For GST registration, a CA can help you prevent errors and ensure compliance.

If US banks adopt blockchain for payments, then it could influence Indian Bitcoin trading, which would increase the overall crypto legitimacy and potentially shift investment from Bitcoin to other digital assets.

But in India crypto is not being used for payments, and I don't know how much time this whole process will take.

To redeem the credit card rewards for hotels, you can typically book through your card's travel site or transfer points to hotel programs. Compare redemption values before confirming your reservation.

Apart from Phone—Pay, Paytm, and Mobikwik are the apps that do not charge any fees for adding money to your Paytm wallet using a credit card.
Although Paytm and MobiKwik are generally known for not charging fees, it is always best to check the terms and conditions of any wallet, as charges may vary.

Your transaction may be declined because international or online transactions are disabled by default, the card type is unsupported, or there is an insufficient balance. Log in to your bank's app or net banking and enable online and international transactions in card settings.
If the issue persists, contact customer support or use an internationally accepted card.

Zerodha and Angel One provide level 2 data, scanning, and advanced charting for intraday trading. Brokerage services are available on all three platforms for a minimum of ₹20.

Margin requirements may vary. Zerodha's Kite is quite famous because of its stability and tools. Groww is simple but has fewer features. Angel One provides traders who are risk-averse with a higher level of leverage.

Yes, GPay automates monthly bills and subscriptions. Use "Bill Payments" to pay bills and manage subscriptions within linked apps. To cancel, stop automatic payments in GPay or the service app.

Bitcoin mining requires a specific ASIC hardware configuration, which makes it difficult owing to the high cost of electricity and initial setup expenses.
Cloud mining is still quite popular because it is inexpensive up front. Because of service fees, cloud mining frequently yields poorer returns.

You should consider factors such as an easy user interface, fees (brokerage, account maintenance), available assets (stocks, bonds, crypto), research tools (charts, analysis), security features, and customer support when selecting a trading app. These are some things that you need to keep in mind while choosing the trading app.

Zerodha is suitable for both new and experienced traders as it has low brokerage fees. If you are a beginner, consider using the Zerodha trading app due to its low brokerage fees.

For consistent income, REITs are a good option for rent and potential value increases. Direct investment in property requires active management.

There are some other options like the Senior Citizen Saving Scheme (SCSS), debt mutual funds, and RBI bonds. Investment in rental property is also a good option that provides you with steady income. Government schemes like fixed deposits and the Post Office Monthly Income Scheme will all provide fixed returns and also be risk-free.

Having multiple trading accounts has many benefits, like diversifying the risk factor, increasing the investments, strategy segregation, and many more, which increase the cost and complexity.

In India, there are some platforms like Zerodha and Groww, which are popular for providing more investment options.

But the ideal setup depends on your personal investment types and needs.