The HDFC Bank Platinum Plus Credit Card provides wide range of benefits and cashback offers for bill payments and for online shopping.

For online shopping. you can earn 3 reward points for every Rs. 150 you spend.
For online bill payment, there is an PayZapp (HDFC Bank’s app), where you can get a cashback and good offers.

To get the more accurate information, its better to check the official website of HDFC Bank.

There are lot of bank which provides Women’s Advantage Woman Debit Cards like ICICI Bank, Axis Bank, HDFC Bank and SBI. But each banks provides different features and benefits to women.

Women can benefit greatly from this card in many ways, including insurance coverage, excellent discounts, and cashback points.

I would recommend the ICICI Bank’s Women’s Debit Card. As it offers too many features for you.

Hi
After a lot of research, I am interested in Aditya Birla Activ one health insurance. So I am planning to purchase Active One insurance from Policy Bazaar, which is costing me around Rs.3000 per month for ₹10 lakh coverage. My requirements seem to be met, like no room rent limits, pre- and post hospitalization coverage, etc. 
I just want to know whether it's good to proceed or not.
Thanks

Thanks for the suggestion. I know FDs are a safe option but offer low returns. And the average inflation rate is higher than that of FDs. So is it still a good option to invest in FDs, or are there other plans with better returns and inflation protection?

So considering the state of small-cap mutual funds today, which fund is best for me to invest in?

Thanks for the resolving my doubt. Now tell me what are the documents needed for the procedure of increasing the credit limit on my DCB card?

That's very strange. There have also been reports of surcharges applied to debit card purchases of fuel. It's important to review the Axis Bank's conditions. Have a word with customer care and ask for the clarification or a refund.

hi
Thanks for your suggestions. I want to invest in cryptocurrencies so I want to know which cryptocurrency is the greatest one to buy at the moment?
I know that the best choice will rely on my personal financial goals and on my risk tolerance ability. I think it's critical to do research well, stay current on the market news. So suggest me some cryptocurrency to buy.

In my cred wallet, i have around 1 lac coins which I want to use now. I checked the products list on the app bit all the products seems luxury. If anyone has used the points, where have they been used? I would be grateful to learn any tips or strategies for increasing my cred.

Hi
I am planning to invest in the Nifty 50 each month. Is starting toady a wise decision? And if so, please suggest me some reputable brokers and the top Nifty 50.
There are some which i found while searching like: UTI nifty 50 index fund, Quant small cap fund, HDFC Mid cap. so which mutual funds should I select?

In India, health insurance for senior citizens with pre-existing conditions is expensive. There are some good options for your diabetic mother. You should explore these options: Star Health, Aditya Birla Health Insurance, and Care Health Insurance. All these have pre-existing coverage policies.

But before choosing any insurance, it’s better to compare the plans (coverage, premiums, and a good network of hospitals) and then choose the suitable plan. For comparison, use the website Policybazaar.

Hi

In terms of your situation, there are number of factors you can consider for tax saving and financial planning. Both you and your wife, as co-owners can claim the tax deductions individually and doubling the tax benefit.

Under section 24B you can claim the deduction up to Rs. 2 lakh on interest paid and Under section 80C you can claim Rs. 1.5 lakh on principal. Choosing different banks won’t result in direct rise in your tax savings. As it provides additional advantages and better interest rates. Under Section 80D, your wife is eligible to deduct the premiums paid for their health insurance coverage from her taxes.

In the end, just remember to take advantage of the deductions available under sections 80C and 24B to maximize the tax benefits of your home loan.

FDs are safe, but you need to diversify your investment to get better returns and risk management. With FDs your can secure your future and it’s a good idea. To understand the FD Taxation and Planning, you need to understand these points:

If your total FD interest exceeds to Rs.40,000 then bank will deduct 10% TDS annually. There is a a procedure of taxation on maturity of your FD. Your annual tax liability may vary. So its better to do some -tax saving investments like PPF and ELSS.

For so many, SGBs have proven to be a beneficial investments. This is a long run investment, and they give a consistent return and good protection against inflation. You can combine SGBs as a part of a diversified portfolio.

I have not invested in SGBs yet, but I would invest a moderate portion, around 10% of my investment portfolio.

Hi

Starting early with NPS is a wise decision because of the power of compounding. Long-term, consistent investing can greatly increase your retirement funds. And investing $7,500 per month for 35 years could result in a substantial capital gain.

Annuity rates, Expected results and Tax effects are some factors from which you need to calculate the precise monthly pension and total capital from your NPS contribution.

Hi

For a real estate investment, you can explore tier-2 or tier-3 cities in Himachal Pradesh, Uttarakhand and Goa. Real estate may be volatile. You should diversify your investment for that you can investigate other possibilities like mutual funds, fixed deposits and even open a small business in your chosen location.

Hi,

Double check the account details, mobile number. If you still can’t activate your account, its better to contact the bank and also to GPay support system again. If still that is not working, share your more details with us and I will forward the issue to our technical staff for a quick fix.

To check your CIBIL score for free, there are many reliable platforms available in India. Websites like the CIBIL (official website), CRED, PaisaBazaar, and some financial institutions, including banks.

To improve the CIBIL score, follow some rules like paying the bills on time, reducing the usage of credit, avoiding multiple loan applications, and maintaining a healthy credit mix.

ICICI offers many types of credit cards to users. These cards are identified by the functions and benefits they provide to users.

Cashback Credit Card: These are the most used credit cards in India. These are used to save money or to take advantage of amazing deals. Each time you use the card, you receive cashback on your purchases with the card every time you use it.

Travel Credit Card: These cards are good for those who travel a lot. These cards provide users with attractive discounts on their flights and hotel bookings. The user gets lounge access and travel insurance also. Users get the air miles as rewards every time they use the card, they receive air miles as rewards.

Fuel Credit Card: Users can use these cards at fuel stations, and they get attractive discounts or cashback every time they refill the vehicle.

Premium Credit Cards: It's the best card for those who spend a lot. And it offers an exclusive benefit to users, like reward points, lounge access, dining discounts, entertainment offers, and many more.

All these cards are used for different purposes, so identify your needs and then apply for the suitable card for yourself.