Selecting the best health insurance for your parents that offers cashless and simple claim settlement services is very challenging. But here are a few of the of the best health insurances for you:

Tata AIG MediCare HDFC ERGO Senior Citizen Health Insurance Bajaj Allianz Senior Secure Star Health Senior Citizen Mediclaim

These are the best health insurance you can buy for your parents.

But I would suggest Star Health Senior Citizen Mediclaim and HDFC ERGO Senior Citizen Health Insurance, as both provide a wide range of hospitals, cashless claims, and an easy claim settlement process.

You can get a car loan on an already registered car from another state, but the process of getting the car loan might be different from different banks. Before granting you a car loan, most banks require a NOC for the re-registration of your car in your state, along with other documents such as valid ID proof, address proof, and income proof. It's better to visit a bank directly to understand their requirements.

It is a great time to buying a property in Surat as there is a stable growth, which makes it a good time to invest in real estate as you have a stable income and savings. Its better to sell that old apartment as you are not going to live there in future. About your queries:

Buying a land means longer construction time, more involvement in the process, increased cost. But buying a new flat gives you a facility ready-to-move-in with less hassle. The real estate market is very dynamic. Waiting for a best property may be offers you great results but it may also mean missing up the best opportunities. Your financial status, market trends, property location, legal clearances, resale value, tax implications. These are some factors which you need to consider before buying property or flat.

Amex is a credit card that gives you good rewards and traveling benefits, airport lounge access, travel insurance, and many more features.

The ForexPlus Card is a prepaid travel card that enables you to load and manage currencies from various countries, thereby making international travel more convenient.

If you regularly travel to the US, an Amex card would be a great choice. Most travelers find that having both cards maximizes the benefits, but it's important to consider your travel habits before making a decision.

If you don't need cash immediately, then it's better to put all the money in mutual funds. Trust me, it's a wise decision. For stable and steady growth, you could consider a balanced fund or a large-cap fund. The risk factor is very low in these types of mutual funds. 
If you want flexibility, you can transfer this money to your savings account to earn the interest, or you could just put in a short-term fixed deposit.

Congratulations on the maturity of your FD, and it's good that you are investing your money wisely.

Mutual funds and SIPs are the best options, as you can invest in a diversified portfolio and have a low risk factor. Stock Market can give you high returns, but the risk is very high because of the market's unpredictable nature. PPF is an excellent choice for long-term investments and also offers tax benefits. Real estate can also be a good investment option.

It’s very unfortunate that your insurance provider is rejecting your claim. Just do one thing, provide a complete appeal to your insurance provider, with all the necessary documents (medical test reports, prescriptions, medical bills, etc.).

If still they are rejecting your claim then, write an email with all the documents (policy purchase documents, payment proofs) and send to IRDAI. It is responsible for regulating the insurance industry in India.

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Contact your bank or visit the bank. Check the status of your account, like whether your contact number is updated or KYC is done. May be your account is frozen. And tell them to unfreeze the account. Just do some transactions (deposit some cash), and your account will be operational again. Then try to link your bank account to GPay.

Go with the HDFC Diners Club credit card:

It is a reward card that you can redeem while booking flights and hotel stays (upto 10X rewards).

Provides national and international lounge access.

Provides travel insurance coverage.

Experience amazing dining benefits.

As you mentioned, you are earning well, so you can easily get the high credit card limits. As credit card limits mostly depend on your income.

There are lot of bank which provides Women’s Advantage Woman Debit Cards like ICICI Bank, Axis Bank, HDFC Bank and SBI. But each banks provides different features and benefits to women.

Women can benefit greatly from this card in many ways, including insurance coverage, excellent discounts, and cashback points.

I would recommend the ICICI Bank’s Women’s Debit Card. As it offers too many features for you.

There are numerous banks that offer educational loans. SBI, HDFC, and Axis Bank are the best banks for educational loans. 
The interest rate depends on the amount of the loan and the type of course which you will do. 
Most banks offer flexible repayment terms, which usually start within 6–12 months after the course's completion..
There are some banks that provide zero processing fees or discounts on interest rates for particular courses. Each bank has different penalties, and the best way to find out is to visit the bank.

The Indian Income Tax Department clearly states that you must pay a 30% tax on cryptocurrency profits. There is no other way to avoid this tax.

Yes, it's important to choose the best service provider for your Demat account, as it influences the cost, user experience, and customer support. For regular traders, Zerodha and Upstox are the popular choices because of their low brokerage costs and user-friendly platform.

For individual seekers, ICICI Direct is very convenient as it gives secure and broad experience. Although its prices are a little higher, it's simple to use, particularly if you have an ICICI Bank Account.

NPS is a good option if you want tax benefits. However, if the lock-in period is your primary concern, there are alternative options available. ELSS mutual funds are a good option with only 3 years of lock-in period and also give you tax benefits under Section 80C. 
PPF is another tax-saving choice with a 15-year lock-in period, but you can withdraw a partial amount after 5 years. So managing NPS with these schemes gives you flexibility with both tax savings and less lock-in period.

You can use CRED, Paytm, Amazon Pay, and PhonePe to pay for your credit card bills, and these provide good cashback rewards, discounts, and offers on various brands that you can use later.

To sell your commercial property, you must have the following documents:

Property title deed, Property tax receipts, Occupancy Certificate (OC) / Completion Certificate (CC) , No Objection Certificate (NOC) from bank which ensure that there is no existing loan or mortgage on your commercial property. Make sure all the documents are authentic.

To protect yourself, consider hiring a trusted real estate lawyer. Try to deal directly with verified buyers or through trustworthy agencies.

Cement stock can offer you portfolio stability in the long term due to ongoing construction and infrastructure development. But it can be volatile, and that depends on global commodity prices, real estate cycles, and government policies.
As for your query, Ultratech Cement is a powerful player, so you can invest in their stocks, but I suggest having a word with a financial expert before investing.

Almost every person opts for travel insurance to safeguard themselves against unexpected events. Since you are going on vacation for 1 month, it's important for you to have travel insurance for your protections. Travel insurance safeguards your finances throughout your journeys. Travel insurance gives you:

Medical coverage in case of medical emergencies, trip cancellation protection, helping you in lost or delayed luggage situations, and many more.

This is a technology issue with Amazon and Gpay. As you said, you spoke with Amazon and Gpay, but their responses were unsatisfactory. File a complaint on the National Consumer Helpline (NCH) website ([email protected]) or call on their toll-free number 1800-11-4000 or 1915.

You only need to register for GST if you are earning more than 20 lakh rupees. Since you are making less money than 20 lakhs, you do not need to register for GST.