Through SBI Life Customer portal (https://mypolicy.sbilife.co.in/) or SBI Life Easy Access app, you can verify your policy funds, which shows your Net Asset Value (NAV) and fund performance.
Evaluate the policy's past returns and compare them to other investment options like mutual funds and term plans, and then decide whether to continue or diversify the policy.

If you are still not able to understand, consult a financial advisor for better understanding, and you can explore other investment possibilities.

This is a technology issue with Amazon and Gpay. As you said, you spoke with Amazon and Gpay, but their responses were unsatisfactory. File a complaint on the National Consumer Helpline (NCH) website ([email protected]) or call on their toll-free number 1800-11-4000 or 1915.

For good customer service and excellent net banking service, you can consider opening a secondary savings account at either Axis Bank, HDFC Bank, or Kotak Bank. These banks also give you the facility to maintain the minimum balance in your account.

Axis Bank , HDFC Bank offers zero-balance accounts to customers. In these banks, there is no need to maintain the minimum amount, and they have great customer service.

To create some emergency funds, you can use the feature of auto-debit savings, which means some amount of money is automatically deducted from your salary account to be transferred to some other high-interest savings account. Since you are living with your parents, try to save more money. You can also invest some money in some low-risk equity funds.

You only need to register for GST if you are earning more than 20 lakh rupees. Since you are making less money than 20 lakhs, you do not need to register for GST.

NPS continues to provide essential tax benefits, particularly under Section 80CCD(1B), which offers further tax deductions, but the new system has lessened its tax-savings advantage.

Mutual funds provide flexibility and the possibility of higher returns, but NPS offers a systematic plan for retirement savings with tax benefits.

Keeping some investments in NPS is worth it if retirement tax-saving is your priority. Otherwise mutual funds offer more returns and liquidity.

To sell your commercial property, you must have the following documents:

Property title deed, Property tax receipts, Occupancy Certificate (OC) / Completion Certificate (CC) , No Objection Certificate (NOC) from bank which ensure that there is no existing loan or mortgage on your commercial property. Make sure all the documents are authentic.

To protect yourself, consider hiring a trusted real estate lawyer. Try to deal directly with verified buyers or through trustworthy agencies.

You can think about ITPL Main Road, Hope Farm Junction, or Kadugodi in Whitefield, depending on your tastes and budget. Additionally, Kaggadaspura and the Outer Ring Road are the best options for you in Marathalli.

Check this post to determine whether to choose an apartment or land: https://fincuss.com/topic/82/should-i-buy-a-property-or-a-flat/2?_=1730184450913

It is a great time to buying a property in Surat as there is a stable growth, which makes it a good time to invest in real estate as you have a stable income and savings. Its better to sell that old apartment as you are not going to live there in future. About your queries:

Buying a land means longer construction time, more involvement in the process, increased cost. But buying a new flat gives you a facility ready-to-move-in with less hassle. The real estate market is very dynamic. Waiting for a best property may be offers you great results but it may also mean missing up the best opportunities. Your financial status, market trends, property location, legal clearances, resale value, tax implications. These are some factors which you need to consider before buying property or flat.

Both cards offer verity of benefits and have almost the same features. But I would suggest the HDFC Platinum Debit Card to you. As this card gives you more rewards points and have high transaction limits. This is a perfect card for you.

You seem right as Platinum International debit card works for that. I have done the same and have the same experience. All you should know is about charges; i.e. cost may include Issuance fee, annual maintenance fee etc. Also for overseas cash withdrawals, they charge Rs 100 with 3.5% + GST of the transaction amount.

Hi

Contact your bank or visit the bank. Check the status of your account, like whether your contact number is updated or KYC is done. May be your account is frozen. And tell them to unfreeze the account. Just do some transactions (deposit some cash), and your account will be operational again. Then try to link your bank account to GPay.

There is no need to change the card, as you already have the best one. ICICI Diamant CC is a super-premium credit card.

Go with the HDFC Diners Club credit card:

It is a reward card that you can redeem while booking flights and hotel stays (upto 10X rewards).

Provides national and international lounge access.

Provides travel insurance coverage.

Experience amazing dining benefits.

As you mentioned, you are earning well, so you can easily get the high credit card limits. As credit card limits mostly depend on your income.

The best car insurance plan depends on your priorities. Choose the car insurance from New India Assurance. As it is affordable, reliable and has a wide coverage range.

It’s very unfortunate that your insurance provider is rejecting your claim. Just do one thing, provide a complete appeal to your insurance provider, with all the necessary documents (medical test reports, prescriptions, medical bills, etc.).

If still they are rejecting your claim then, write an email with all the documents (policy purchase documents, payment proofs) and send to IRDAI. It is responsible for regulating the insurance industry in India.

Selecting the best health insurance for your parents that offers cashless and simple claim settlement services is very challenging. But here are a few of the of the best health insurances for you:

Tata AIG MediCare HDFC ERGO Senior Citizen Health Insurance Bajaj Allianz Senior Secure Star Health Senior Citizen Mediclaim

These are the best health insurance you can buy for your parents.

But I would suggest Star Health Senior Citizen Mediclaim and HDFC ERGO Senior Citizen Health Insurance, as both provide a wide range of hospitals, cashless claims, and an easy claim settlement process.