If you're looking for good rewards and cashback offers, you might consider the HDFC Regalia or SBI Card Elite. These cards offer generous travel rewards along with a host of additional benefits.

Motilal Oswal Midcap could be a good midcap investment option for you as it can diversify your portfolio of midcap stocks and offer possible growth.

Nippon India Nifty SmallCap would keep you mainly invested in small-cap stocks, which usually carry higher risk and may not give you balanced growth that midcap funds offer.

You can invest in the same type of mutual fund from different companies. With this method, you can diversify your investments with a low-risk factor. But before investing, make sure each fund can match your goals.

Yes, it's important to choose the best service provider for your Demat account, as it influences the cost, user experience, and customer support. For regular traders, Zerodha and Upstox are the popular choices because of their low brokerage costs and user-friendly platform.

For individual seekers, ICICI Direct is very convenient as it gives secure and broad experience. Although its prices are a little higher, it's simple to use, particularly if you have an ICICI Bank Account.

Cement stock can offer you portfolio stability in the long term due to ongoing construction and infrastructure development. But it can be volatile, and that depends on global commodity prices, real estate cycles, and government policies.
As for your query, Ultratech Cement is a powerful player, so you can invest in their stocks, but I suggest having a word with a financial expert before investing.

Congratulations on the maturity of your FD, and it's good that you are investing your money wisely.

Mutual funds and SIPs are the best options, as you can invest in a diversified portfolio and have a low risk factor. Stock Market can give you high returns, but the risk is very high because of the market's unpredictable nature. PPF is an excellent choice for long-term investments and also offers tax benefits. Real estate can also be a good investment option.

The Indian Income Tax Department clearly states that you must pay a 30% tax on cryptocurrency profits. There is no other way to avoid this tax.

The Indian Income Tax Department clearly states that you must pay a 30% tax on cryptocurrency profits. There is no other way to avoid this tax.

There are many excellent travel insurance companies, but the best for your father's England trip is either Trawick International Travel Insurance or Allianz Travel Insurance.

But before selecting the insurance, look for the policies that cover pre-existing conditions, provide adequate medical coverage limits, give you medical emergencies, trip cancellation coverage, and round-the-clock help.

Almost every person opts for travel insurance to safeguard themselves against unexpected events. Since you are going on vacation for 1 month, it's important for you to have travel insurance for your protections. Travel insurance safeguards your finances throughout your journeys. Travel insurance gives you:

Medical coverage in case of medical emergencies, trip cancellation protection, helping you in lost or delayed luggage situations, and many more.

Your travel insurance may cover missed connections, depending on the specific terms of your policy. If your policy covers "missed departure" or "trip interruption" due to unexpected events, then only you can claim for insurance.
To understand better, it's better to talk to your insurer.

Yes, it's possible to include personal accident coverage to your current insurance policy. For that, you need to contact Policybazaar's customer service. Although this won't impact your policy number or RTO registration, you don't need a new policy.

Official Email id: [email protected]
Customer Care Number: 1800-258-5970

Through SBI Life Customer portal (https://mypolicy.sbilife.co.in/) or SBI Life Easy Access app, you can verify your policy funds, which shows your Net Asset Value (NAV) and fund performance.
Evaluate the policy's past returns and compare them to other investment options like mutual funds and term plans, and then decide whether to continue or diversify the policy.

If you are still not able to understand, consult a financial advisor for better understanding, and you can explore other investment possibilities.

This is a technology issue with Amazon and Gpay. As you said, you spoke with Amazon and Gpay, but their responses were unsatisfactory. File a complaint on the National Consumer Helpline (NCH) website ([email protected]) or call on their toll-free number 1800-11-4000 or 1915.

For good customer service and excellent net banking service, you can consider opening a secondary savings account at either Axis Bank, HDFC Bank, or Kotak Bank. These banks also give you the facility to maintain the minimum balance in your account.

Axis Bank , HDFC Bank offers zero-balance accounts to customers. In these banks, there is no need to maintain the minimum amount, and they have great customer service.

To create some emergency funds, you can use the feature of auto-debit savings, which means some amount of money is automatically deducted from your salary account to be transferred to some other high-interest savings account. Since you are living with your parents, try to save more money. You can also invest some money in some low-risk equity funds.

You only need to register for GST if you are earning more than 20 lakh rupees. Since you are making less money than 20 lakhs, you do not need to register for GST.

NPS continues to provide essential tax benefits, particularly under Section 80CCD(1B), which offers further tax deductions, but the new system has lessened its tax-savings advantage.

Mutual funds provide flexibility and the possibility of higher returns, but NPS offers a systematic plan for retirement savings with tax benefits.

Keeping some investments in NPS is worth it if retirement tax-saving is your priority. Otherwise mutual funds offer more returns and liquidity.