I want to register for SBI net banking through the YONO app, but I don't know my login ID and password. Can you please tell me how I can get them?

Use online EMI calculators (such as HDFC, BankBazaar, or Groww) to check your monthly repayment based on the tenure and interest rate. Keep your total EMI within 30–40% of your monthly income for better cash flow. Compare loan offers from multiple banks and NBFCs for the best interest rates

EPFO withdrawals are tax-free if the total employment duration is 5 years or more. Withdrawals before 5 years are taxable, with TDS at 10% if the amount exceeds ₹50,000. Exemptions apply if the withdrawal is due to illness, company closure, or reasons beyond the employee’s control.

In medical emergencies, prioritize liquidity and safety. Invest in liquid funds (debt mutual funds with very short maturity) or ultra-short-term debt funds. These funds are with minimal risk and important for urgent healthcare needs.

Maintain a separate medical emergency fund at a bank that offers convenient withdrawals.

Zerodha is one of the most transparent brokers I have seen till now. They do mention the payment gateway charges. Dhan, Zerodha, and Groww offer zero brokerage on equity delivery. For intraday/F&O, it's typically ₹20 per executed order.

Zerodha has ₹300/year as a Demat AMC (Annual Maintenance Charge). Dhan and Groww don't have any Demat AMC. Account opening/maintenance fees differ for different platforms. Yes, there are some taxes like STT, GST, and stamp duty, which depend on the transaction.

For NPS retirement, invest in equity funds early for growth, then switch to debt funds in your late 40s for safety. PPF's 80C benefit is gone in the new tax regime. Your best option depends on your goals and risk appetite.

Diversifying your money is a good option, as it reduces the risk. So apart from mutual funds:

You can invest in Nippon India ETF Nifty BeES or ICICI Prudential Nifty Next 50 ETF. Sovereign Gold Bonds are again a good option. PPF or NPS are also long-term, tax-efficient saving options. Consider investing in real estate through REITs or InvITs.

If EPFO TDS is missing in 26AS/Form 16, raise a grievance on the EPFO portal using your UAN. Also, contact your employer or EPFO office to request they file a revised Form 24Q; they're responsible for correcting it.

It may be because of RBI's e-mandate framework. On the merchant's payment settings, re-register your card details, and registering a bank will send the OTP for mandate registration.

If you are still facing the issue, then have a word with the bank; they will solve your issue.

Yes, the Indian tax rules system applies to you. You are earning by selling the game item for USDT, which is considered a transfer of a virtual digital asset (VDA). So any profit from selling the games will be taxed. A 30% (crypto tax) tax is applied on capital gains a 1% TDS is applied under VDA rules.

NRIs can buy a property in India, and it's totally legal, but 12.5% TDS applies in that situation.  Get a TAN (Tax Deduction Account Number), which is mandatory. You can apply for TAN online through the NSDL website (Form 49B). All these procedures will take around 7-15 working days.

It's high due to rapid urban development, the Unit Area Value (UAV) system, and higher property values, especially in prime zones. All these factors contributed to increased property taxes. The BBMP municipal corporation frequently revises rates based on zones, usage, and property type, which ultimately increases the tax burden.

Yes, you can get a 0.4% return as well. The majority of customers receive their returns by carefully using their points to purchase particular goods or coupons, such as HDFC's "Gold Catalogue" for particular debit card types or their SmartBuy platform.

Check the SmartBuy portal and the perks of your HDFC debit card to obtain the best redemption possibilities.

The SBI Elite CC is too expensive for everyday or regular spending because it is designed for luxury lifestyles like lounge access and milestone awards, with an annual charge of ₹4,999 that is waived on ₹10L spent.

On the other hand, the Amazon Pay ICICI Card provides basic cashback, making it more cost-effective for everyday purchases.

To improve the credit score, try to repay all the dues on time and try to reduce the usage of credit cards. These are some important thing that you need to do.

Apart from this, negotiating debt settlements and disputing genuine errors, credit repair services can also help.

SBI SimplySAVE or Axis Kwik offer decent cashback via UPI. YES Bank FinBooster, Tata Neu Plus HDFC—they offer rewards on UPI transactions. Choose that card that offers direct cashback or has good rewards points.