Your needs will decide which insurance is suitable for you. But before opting for any insurance compare the plans from different companies and then choose accordingly. Thoroughly read all the terms and conditions as health insurance mainly depends on your age and your medical history. Here are some factors that you need to consider before buying health insurance:

Pre and Post hospitalization coverage, wide range of coverage, Easy claim process, Good network of hospitals, cashless health insurance plans, Add-on covers, and many more.

Some popular health insurance options are:

HDFC Ergo Optima Secure: Provides good coverage and network, pre and post-hospitalization coverage. It’s overall good. Star Health Assure: provides good wellness programs and gives you add-on cover options. Care Supreme: Provides family coverage with affordable options.

Hi
Well you are in your 20’s so you can choose the plans with high deductibles to keep the premiums low. You can explore the options like HMO/PPO. HMO/PPO are types of health plans. HMOs (Health Maintenance Organizations) offer a network of doctors for lower costs, but PPOs (Preferred provider organizations), are more expensive but give you more flexibility. In case of unexpected injuries, you can add the accident rider for extra coverage to your health plans.

Transferring the existing insurance to your name is possible and recommended. To do that, contact the seller to get an NOC and deposit all the documents with new RC (issued by RTO) to the insurance company. Once the insurer approves, the insurance policy will be transferred to your name.

For a consistent online presence, you can use the same name for your blog and website. Just confirm that name is not trademarked, to avoid the legal problems. Then secure the domain name for yourself. This will enhances the identity of your brand.

For your trip, prioritize travel insurance with high medical coverage in the US, as US healthcare is quite expensive. Choose a company that has a strong international network. The companies which you listed offer travel insurance for the US. But before buying any insurance, compare the quotes, read the reviews focus on coverage, and also know about their claim settlement process for US medical expenses specifically.

To renew your car insurance compare the quotes from different provides like Policybazar, Coverfox. Some other insurance providers are HDFC Ergo, ICICI Lombard, and Tata AIG. You can choose for them also, but choose the best deal with good coverage, a good claim settlement ratio, and a good network for cashless garages near you.

Fees you need to pay to buy a house:
Stamp Duty which is 5-7% of total property value. Then 1% registration fees of the property value. Some legal and handling fees are also there.
It's better to consult a property lawyer to understand all the possible costs.

Bank of Baroda and Axis Bank offer Rupay credit cards, but linking them to UPI isn't currently supported. Just check with your bank directly to see if there are any planned updates for UPI compatibility.

Penny stocks can be tempting, but investing in penny stocks can be highly risky. However some investors offered large profits, but it’s important to understand that these results are not assured and often lead to substantial loss.

The Indian government and SEBI released the advisory when it comes to investing in penny stocks. Many penny stocks lack transparency, so thorough research on the company’s fundamentals is essential before investing.

If you want to invest, you can invest in Mutual Funds which can reduce the risk for beginners.

There are some limits and security measures set by the Reserve Bank Of India while doing transactions through UPI to ensure the safety and security of customer’s financial data. As you said you can’t make UPI transactions of more than ₹2,000 to merchants in a single day, which may be because of daily transaction limits imposed by your bank or UPI service provider.

I suggest you reach out the Kotak’s customer care and confirm the exact daily limit for merchant transactions with your RuPay Credit Card with UPI.

SBI Bank currently offers a 2.70 to 2.75% interest rate on savings accounts per year. Your account balance determines the interest rate on your savings account. SBI bank can revise the interest rates from time to time, so it’s better to check the interest rate on their official website: https://sbi.co.in/web/interest-rates/interest-rates/deposit-rates

The Indian government sets the PPF interest rate, which is now 7.1%.Mostly all the banks and post offices have PPF account facility and offer the same interest rate and have minimum yearly deposit of Rs. 500 and a maximum of Rs. 1.5 lakh.

The lock-in period for PPF account is 15 years. Partial withdrawal allowed after the 7th financial year. Different banks have different withdrawal penalties. But if you withdrawn before completion of 5 years then there is a penalty of 1% of amount withdrawn.

Banks provide the facility of premature closure which is allowed after 5 years for some major reasons like higher education or serious illness.

There are some banks which allow opening the PPF account online, but physical verification at the branch might be mandatory.

For your online store, even if your revenue is minimal, you may need to register for GST in India. If your annual turnover is below Rs. 20 lakh (In some states its Rs. 10 lakh ), you are not required to register for GST.
But as you mention, you are involved in both interstate and foreign transactions, you need to register for GST no matter how much business you do.
With your expected minimal revenue, registering as an individual (sole proprietor) with a GST number is advisable for simplicity and compliance with e-commerce requirements.
It’s advisable to consult a GST specialist who can provide personalized guidance based on your specific situation.

It’s important to resolve any unpaid bills and possible tax problems.
Make sure you have all the receipts and invoices for any kind of unexpected medical bills, purchase of the property, business expenses or any travelling related to your job profile. If you have taken any loan, make sure you have all the valid loan documents.
But if you can't justify your spending, just be honest while filling your tax return. You can get help from a CA regarding tax filling and handling interaction with tax department.

Hi! Here are the few simple ways to get best deal while purchasing form Tanishq:

Some banks provide discounts when you use their Visa Card, so confirm your bank provide an exclusive offers for Tanishq. Choose those credit cards which offers incentives for each rupee you spend. This way you can save money and purchase gift cards. Some website(Amazon, Gyftr) provides discount on gift cards. You can take Tanishq’s Magnus Lifetime card initiative as it gives you 2% rebate on every transaction you make(except on gold), which overtime may add up. Tanishq gives you discount on your new purchase by exchanging your old gold jewelry. It offers discounts on some holidays like Akshaya Tritiya and Diwali.

By submitting new KYC documents reflecting your genuine identity, you can simply change your name on Paytm account. While doing all this just make sure , your actual name shows on all the documentation.
Paytm customer support can help you with all these process.