If the money was debited from your account, and the contact number on which you transferred the money, which is not linked to their bank account, that means money is send to the wrong account.

Tell your sister to contact to Phonepe customer service term and share your issue. They can easily track the transaction. They can initiate the refund process. Also contact your bank and inform them about the refund and let them know it was an unauthorized action.

Verify that your card is active, online payments option are enabled also check that you are entering correct card details. Check all these reasons. And if the problem persist, contact HDFC customer support to resolve this issue.

FDs are safe, but you need to diversify your investment to get better returns and risk management. With FDs your can secure your future and it’s a good idea. To understand the FD Taxation and Planning, you need to understand these points:

If your total FD interest exceeds to Rs.40,000 then bank will deduct 10% TDS annually. There is a a procedure of taxation on maturity of your FD. Your annual tax liability may vary. So its better to do some -tax saving investments like PPF and ELSS.

Hi

Starting early with NPS is a wise decision because of the power of compounding. Long-term, consistent investing can greatly increase your retirement funds. And investing $7,500 per month for 35 years could result in a substantial capital gain.

Annuity rates, Expected results and Tax effects are some factors from which you need to calculate the precise monthly pension and total capital from your NPS contribution.

You can consider banks like HDFC, ICICI, Axis Bank or SBI for a savings account. These banks offer great debit card offers and rewards for online shopping.

I would suggest you consider HDFC Bank for opening a saving account. As HDFC bank is known for frequently offering discounts and offers you a great deals on Amazon, Flipkart etc.

But before selecting any bank, it’s better to do a comparison of their features, charges, online banking services and customer care services.

Hi

For a real estate investment, you can explore tier-2 or tier-3 cities in Himachal Pradesh, Uttarakhand and Goa. Real estate may be volatile. You should diversify your investment for that you can investigate other possibilities like mutual funds, fixed deposits and even open a small business in your chosen location.

Hi,

Double check the account details, mobile number. If you still can’t activate your account, its better to contact the bank and also to GPay support system again. If still that is not working, share your more details with us and I will forward the issue to our technical staff for a quick fix.

For food, fuel and online shopping, the HDFC Millennia Credit Card is a good option for you. This card offers cashback in all these categories. It gives you around 5% cashback, 2.5% cashback for online shopping, and 1% cashback for fuel.

In India, health insurance for senior citizens with pre-existing conditions is expensive. There are some good options for your diabetic mother. You should explore these options: Star Health, Aditya Birla Health Insurance, and Care Health Insurance. All these have pre-existing coverage policies.

But before choosing any insurance, it’s better to compare the plans (coverage, premiums, and a good network of hospitals) and then choose the suitable plan. For comparison, use the website Policybazaar.

If you're looking for good rewards and cashback offers, you might consider the HDFC Regalia or SBI Card Elite. These cards offer generous travel rewards along with a host of additional benefits.

There are many excellent travel insurance companies, but the best for your father's England trip is either Trawick International Travel Insurance or Allianz Travel Insurance.

But before selecting the insurance, look for the policies that cover pre-existing conditions, provide adequate medical coverage limits, give you medical emergencies, trip cancellation coverage, and round-the-clock help.

For so many, SGBs have proven to be a beneficial investments. This is a long run investment, and they give a consistent return and good protection against inflation. You can combine SGBs as a part of a diversified portfolio.

I have not invested in SGBs yet, but I would invest a moderate portion, around 10% of my investment portfolio.

There are some popular options like Zerodha and Upstox that have lower broker fees. There are some banks like ICICI or HDFC, also have facility of an integrated account but have higher charges. So research properly according to your investment goals and budget and then choose.

The best car insurance plan depends on your priorities. Choose the car insurance from New India Assurance. As it is affordable, reliable and has a wide coverage range.

That's very strange. There have also been reports of surcharges applied to debit card purchases of fuel. It's important to review the Axis Bank's conditions. Have a word with customer care and ask for the clarification or a refund.

There is no need to change the card, as you already have the best one. ICICI Diamant CC is a super-premium credit card.

There is 1% penalty on the applicable interest rate for early withdrawal of FD below ₹3 crore. Basically, the penalty amount depends on the deposit duration and withdrawal terms.

If you are regularly flying through Air India, then this cost is justified, as it provides benefits to you like reward miles, discounts, lounge access, travel insurance, and many more. 
If you're interested in exploring more options, then Axis Bank Vistara and Citi PremierMiles cards offer flexible rewards with additional benefits like travel insurance, lounge access, offers on dining, shopping, and many more.

You seem right as Platinum International debit card works for that. I have done the same and have the same experience. All you should know is about charges; i.e. cost may include Issuance fee, annual maintenance fee etc. Also for overseas cash withdrawals, they charge Rs 100 with 3.5% + GST of the transaction amount.

The Indian Income Tax Department clearly states that you must pay a 30% tax on cryptocurrency profits. There is no other way to avoid this tax.