HDFC, ICICI, and SBI Bank allow the opening of PPF accounts online. The current PPF interest rate is 7.1% which is the same for all the banks. Minimum Rs. 500 you need to deposit and it will go upto Rs.1.5 lakh annually.
Look for a bank known for good online service. Do some research online or visit banks' websites to compare features and choose the one that best suits your needs.

Transferring the existing insurance to your name is possible and recommended. To do that, contact the seller to get an NOC and deposit all the documents with new RC (issued by RTO) to the insurance company. Once the insurer approves, the insurance policy will be transferred to your name.

Thanks for the suggestion. I know FDs are a safe option but offer low returns. And the average inflation rate is higher than that of FDs. So is it still a good option to invest in FDs, or are there other plans with better returns and inflation protection?

Thanks for the resolving my doubt. Now tell me what are the documents needed for the procedure of increasing the credit limit on my DCB card?

Selecting the best debit card for yourself highly depends on your spending habits, your earning capacity, and your location. Mostly all the banks provide amazing debit card options with good offers, high transaction limits, and good incentives. Some good debit card options are:

HDFC EasyShop Platinum Debit Card, SBI Platinum International Debit Card, ICICI Bank Coral Debit Card, Axis Bank Burgundy Debit Card, Kotak Mahindra Bank Privy League Signature Debit Card.

I would suggest you to consider SBI Platinum International Debit Card, as it gives you rewards on each transaction, gives special discount on travelling, dinning and shopping, gives you complimentary insurance cover.

In my cred wallet, i have around 1 lac coins which I want to use now. I checked the products list on the app bit all the products seems luxury. If anyone has used the points, where have they been used? I would be grateful to learn any tips or strategies for increasing my cred.

Hi
I am planning to invest in the Nifty 50 each month. Is starting toady a wise decision? And if so, please suggest me some reputable brokers and the top Nifty 50.
There are some which i found while searching like: UTI nifty 50 index fund, Quant small cap fund, HDFC Mid cap. so which mutual funds should I select?

So considering the state of small-cap mutual funds today, which fund is best for me to invest in?

Does purchasing separate health insurance offer greater value and flexibility compared to paying a higher price for this coverage?

Thanks for your reply. I recently updated my phone number with the bank, something I hadn't done before. Now it's working fine, and I got the OTP successfully.

Thanks for your reply. But I need a banking solution that simplifies my transactions and provides digital tools. So, if I were to consider the HDFC Bank Smart Up Current Account, would it offer any benefits such as free cash deposits or access to mentoring programs?

Is there any other app that provides excellent cashback offers? I am using GPay, and I am not getting any beneficial offers on it.

Thanks for the reply. I already filled the complaint; hopefully, I will get rid of this issue very soon.

If the future of cryptocurrency is uncertain, then should we invest in crypto now?

Thanks for your suggestion. My father invested some money in mutual funds and some in PPF, as he does not want to take too much risk now.

Just check the eligibility criteria in the FAQs.

Hardware wallets are the optimal choice for storing our keys. Tell me, what is the difference between the Ledger Nano X and Trezor Model T? And on what basis should I select?

Hii,
I am a senior citizen. In the old tax regime, there were special advantages in tax rates for senior citizens. Does the new tax regime allow any special exemption for interest earned by senior citizens from savings or fixed deposits? Are deductions on medical insurance premiums still available for senior citizens in the new tax regime?

What is the tax rate applied to EPFO withdrawals when closing the account? Does the duration of employment affect the taxation on the withdrawn amount? Are there any exemptions or conditions under which EPF withdrawal becomes tax-free?

There are some limits and security measures set by the Reserve Bank Of India while doing transactions through UPI to ensure the safety and security of customer’s financial data. As you said you can’t make UPI transactions of more than ₹2,000 to merchants in a single day, which may be because of daily transaction limits imposed by your bank or UPI service provider.

I suggest you reach out the Kotak’s customer care and confirm the exact daily limit for merchant transactions with your RuPay Credit Card with UPI.